Here’s the latest on EPFO interest rate for 2025-26:
- EPFO has retained the 8.25% interest rate for the financial year 2025-26, keeping it unchanged for the second consecutive year. This was approved at the Central Board of Trustees meeting and has now been sent for government concurrence and formal ratification.[3][5]
- Once the government approves, the 8.25% rate will be credited to subscribers’ EPF accounts for 2025-26 (roughly seven crore subscribers are impacted).[5][3]
- Public coverage and media reports confirm that this rate is maintained despite volatility in markets, reflecting the EPFO’s adherence to a stable return for pension and provident fund holders.[4][3]
Notes for you:
- The 8.25% rate applies to EPF deposits and is calculated monthly but credited at the end of the financial year after formal ratification.[3]
- If you’re checking your balance or want to know when the credits occur in your account, expect the credit after the government’s approval and typically before the next financial year’s end, per standard practice described in the official statements.[3]
Illustration:
- Imagine an EPF deposit base of roughly several crores of members; at 8.25%, each eligible subscriber would see an annual interest addition credited after year-end processing, assuming accounts remain active (inactive accounts for 36 months may become dormant and earn no additional interest).[3]
Would you like me to pull the official CBT press release or a recent news roundup for quick quotes and the official filing dates? I can provide direct citations and a short summary from those sources.
Sources
EPF interest rate for FY2025-26 remains at 8.25%. Find out when the EPFO interest will be credited to subscribers’ accounts and what the latest CBT decision means for employees.
www.angelone.inRetirement fund body EPFO on Monday fixed the interest rate on employees' provident fund (EPF) deposits for 2025-26 at 8.25 per cent, retaining the rate for the second consecutive year, a source said.
www.ndtv.comThe Employees’ Provident Fund Organisation (EPFO) on Monday approved an interest rate of 8.25 per cent on employees’ provident fund (EPF) deposits for 2025-26, retaining the same rate for the second year in a row, according to an official statement. 📰 EPFO Approves 8.25% Interest on EPF Deposits for 2025-26, Rate Unchanged for Second Consecutive Year.
www.latestly.comEPFO Interest Rate: PF पर मिलने वाला ब्याज बढ़ा या नहीं? सरकार ने कही ये बड़ी बात!... क्या आपके PF की कमाई अब 10% तक बढ़ जाएगी?
www.ibc24.inRead Latest India News Quickly Here The Employees’ Provident Fund Organisation (EPFO) on Monday approved an interest rate of 8.25 per cent on employees’ provident fund (EPF) deposits for 2025-26, retaining the same rate for the second year in a row, according to an official statement. 📰 EPFO Okays 8.25% Interest Rate on PF Deposits for 2025–26.
www.latestly.comRetirement fund body EPFO on Monday fixed the interest rate on employees' provident fund (EPF) deposits for 2025-26 at 8.25 per cent, retaining the rate for the second consecutive year, a source said.
www.ndtv.com