Social Security earnings-test limits rise in 2026
Keep the new numbers in mind if you plan to work and collect Social Security at the same time.
www.usatoday.comThe 2026 earnings limit for Social Security reduces benefits if you work while receiving benefits if you earn while collecting, for those under full retirement age all year, the annual limit is about $24,480, with $1 withheld for every $2 earned above this amount; FRA entrants in 2026, the limit is about $65,160, with $1 withheld for every $3 earned above that; after you reach full retirement age, there is no earnings limit. The SSA 2026 update shows these figures and the corresponding withholdings are temporary and may change future benefits. SSA 2026 earnings rules to note and who's affected include retirees balancing earnings with benefits.